Key Highlights
- The Cash App settlement lawsuit stems from allegations of privacy violations and security lapses linked to Cash App’s referral program.
- A $12.5 million Cash App security settlement has been reached, allowing eligible users to claim up to $147 in compensation.
- Claims are open to residents of Washington state who received promotional or referral texts between November 14, 2019 and August 7, 2025.
- The deadline to file claims is October 27, 2025.
- The settlement follows consumer concerns about data security, consent, and unauthorized text messages sent by Cash App.
Background: What the Cash App Settlement Lawsuit Is About
The Cash App settlement lawsuit revolves around complaints that users received unsolicited marketing and referral messages from the Cash App platform without their consent.
According to court documents, Block Inc., Cash App’s parent company, allegedly violated Washington’s consumer protection and privacy laws by allowing users to send automated promotional texts through its referral system. These messages reached people who never signed up for the service.
Rather than proceeding to trial, Block Inc. agreed to a $12.5 million Cash App security settlement — resolving all claims while denying any wrongdoing.
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“The settlement represents accountability for how user data and communication systems are managed,” noted one cybersecurity law analyst. “Even minor security oversights can result in major class actions.”
Who Qualifies for the Cash App Security Settlement
The Cash App security settlement applies primarily to residents of Washington state, under that state’s strict digital marketing and data privacy laws.
You are eligible to file a claim if:
- You received a Cash App referral or promotional text message between November 14, 2019 and August 7, 2025.
- You were a resident of Washington when the message was sent.
- You did not authorize or consent to receive such messages.
- You file your claim by October 27, 2025.
Those who meet all criteria can participate in the Cash App settlement lawsuit payout and receive compensation.
How Much You Can Receive
The payout under the Cash App security settlement depends on how many people file claims.
| Claim Type | Estimated Payout | Notes |
|---|---|---|
| Full Verified Claim | $147 | Received verified spam/referral text |
| Partial or Unverified Claim | $88–$147 | Limited or unclear proof |
| Multiple Claims | Variable | Adjusted based on total valid claims |
If fewer users file, the payout per claimant could increase. Conversely, if participation is high, the final amount may be slightly lower.
How to File a Cash App Settlement Claim
To receive your compensation, follow these steps once the official claim site is live:
- Visit the official Cash App Settlement 2025 portal (link to be provided by the court administrator).
- Enter your name, contact information, and the phone number that received the text.
- Provide supporting evidence (e.g., screenshot of message, account details).
- Select your preferred payment method (check, direct deposit, or PayPal).
- Submit your claim by October 27, 2025.
Once approved, the Cash App settlement lawsuit payments will begin distribution, expected in early 2026.
Legal advisors encourage users to submit their claim early, as incomplete or late submissions are often rejected.
What Triggered the Cash App Security Settlement
The settlement follows concerns that Cash App’s “Invite Friends” feature was vulnerable to misuse — letting users trigger automated marketing texts to contacts without explicit consent.
Additionally, the Cash App security lawsuit highlighted potential gaps in how referral data was stored and shared.
The lawsuit alleged that inadequate safeguards exposed consumers to unwanted communications, a violation under Washington’s privacy statutes.
“This case underscores why companies need robust opt-in systems and transparency in digital communication,” said a cybersecurity consultant familiar with privacy litigation.
Timeline of Key Settlement Dates
| Event | Date |
|---|---|
| Unsolicited texts period begins | November 14, 2019 |
| Eligible period ends | August 7, 2025 |
| Claim filing deadline | October 27, 2025 |
| Final court approval | December 2025 (expected) |
| Payments distributed | Early 2026 |
What Happens If You Don’t File
If you don’t submit your claim before October 27, 2025, you will lose your right to compensation under the Cash App settlement lawsuit.
Once the final approval order is issued, unclaimed funds will be either:
- Distributed among other eligible claimants, or
- Donated to nonprofit organizations approved by the court.
Impact of the Cash App Security Settlement
The Cash App security settlement highlights a growing shift in the U.S. toward stronger accountability for fintech platforms.
As digital payment apps grow in popularity, security, privacy, and consent are becoming legal battlegrounds.
The outcome of this Cash App settlement lawsuit could serve as a precedent for future cases involving other financial technology providers.
“The public expects their financial data to remain private and secure,” said a fintech policy analyst. “This settlement signals that companies will face real costs for not protecting that trust.”
Frequently Asked Questions
Q1: Who can participate in the Cash App security settlement?
Residents of Washington state who received Cash App promotional texts between November 2019 and August 2025.
Q2: How much can I get from the Cash App settlement lawsuit?
Eligible claimants can receive up to $147.
Q3: Is this Cash App security settlement legitimate?
Yes. It’s a court-approved class action administered by a licensed settlement administrator.
Q4: How will I get paid?
Payments can be sent by direct deposit, paper check, or PayPal, depending on your choice on the claim form.
Q5: What if I no longer use the same phone number?
You can still file using your name, address, or other identifying details — the settlement administrator will verify eligibility.
Final Takeaway
The Cash App security settlement and related class action lawsuit are a clear win for consumers’ digital rights.
If you lived in Washington and received unsolicited promotional messages from Cash App, you may qualify for a $147 payout from the $12.5 million settlement fund.
File your claim early, keep your documents handy, and watch for the court’s final approval this December.
This is a chance to not only claim your share but also support stronger digital security and privacy standards across fintech platforms.
