Breaking: The Canada Revenue Agency (CRA) will make its quarterly GST/HST Credit October 2025 payment offering eligible Canadians up to $179 per child and significant support for singles and couples. If you’re hoping to receive the payment, keep reading — this article covers the payment date, amounts, eligibility, how to check your status, and what you must do now.
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What is the GST/HST Credit?
The GST/HST Credit is a tax-free quarterly payment designed to help Canadians with low to modest incomes offset the GST or HST they pay. It is automatically determined when you file your tax return.
That means no separate application is required (unless you’re a newcomer or haven’t filed). The credit is part of the CRA’s broader support for affordability and consumer costs.
How Much Could You Receive in October 2025?
The credit amounts are based on your family situation and income from your tax return. For the October 2025 payment (covering the period from July 2025 through June 2026), you could receive up to:
- Single individual (no children): up to around $533 per year, which breaks down to about $133 per quarter.
- Married or common-law couple: up to roughly $698 per year, or about $174 per quarter.
- Each eligible child under 19: up to $179 per year, or nearly $45 per quarter.
So when you see “$179” highlighted, this refers to the maximum additional amount per eligible child in the year – the quarterly payment will be proportionally smaller.
Payment Date: When Will the CRA Deposit the October 2025 Credit?
The CRA confirms its quarterly deposit schedule. For the GST/HST Credit in October 2025, the expected payment date is October 5, 2025 (or the last business day before if the 5th falls on a weekend or holiday).
Because the payment is provided via direct deposit, qualified recipients should see it in their bank account around that date — often early morning.
Eligibility: Are You Qualified for the Payment?
To meet the requirements for the GST/HST Credit in October 2025, you must satisfy several criteria:
- Be a resident of Canada for income tax purposes as of the month before and the first day of the payment month.
- Be 19 or older, or have a spouse/common-law partner, or be a parent who lives with your child.
- Have filed your 2024 tax return (or tax return prior if applying in special cases).
- Have income within CRA’s thresholds (low to moderate net family income).
- For each eligible child under 19, they must be registered for the credit (often done automatically if registered for the Canada Child Benefit).
If you fail to file your tax return or update CRA with address or bank information, your payment may be delayed or less than the full amount.
Why the “$179” Figure Matters
The $179 figure is often cited in media coverage because it’s the maximum additional annual amount per eligible child for the credit under the 2025-26 benefit year.
In practical terms, this means for October 2025 you might expect roughly $45–$50 extra per child in your direct deposit.
Families with two or three children could therefore see an extra ~$90–$135 on top of the base credit amounts in this payment.
Summary Table – GST/HST Credit October 2025 at a Glance
| Household Type | Estimated October 2025 Payment | Key Info |
|---|---|---|
| Single adult, no children | Approx. $130-140 | Based on ~ $533/year maximum |
| Couple, no children | Approx. $170-180 | Based on ~ $698/year maximum |
| Family with one child under 19 | Couple base + ~$45 | Child amount up to $179/year |
| Family with two children under 19 | Couple base + ~$90-$100 | 2× child amount added |
| Income above CRA threshold | Lower payment or nil | Payment phases out as income rises |
How to Check Your CRA Payment Status
If you’re wondering whether your GST/HST Credit payment will hit your account for October 2025, follow these steps:
- Sign in to your CRA My Account and go to “Benefits and Credits” → “View payments”.
- On the main page, check “Next Payment Date” or “Recent Payment” to see the issue date and amount.
- Confirm your bank account details are accurate — go to “Direct Deposit” to review.
- If you expect payment and don’t get it by 10 business days after the expected date, call CRA at 1-800-387-1193.
Tip: Having direct deposit set up ensures faster delivery than cheque by mail.
Comparisons: GST/HST Credit vs Other Benefit Payments
Compared to other major federal benefit programs, the GST/HST Credit is unique in being quarterly and sales-tax oriented. Here’s how it stacks up:
- Canada Child Benefit (CCB): Monthly payment for eligible children under 18.
- Old Age Security (OAS): Monthly pension for Canadians 65+.
- GST/HST Credit: Quarterly relief for sales tax; simpler eligibility, smaller payment amounts.
While the GST/HST Credit may seem modest, its regular schedule and breadth of reach make it a foundational support for many households.
What Changes for 2025 Benefit Year?
For the payment period of July 2025 to June 2026 (which the October 2025 deposit belongs to), the CRA has confirmed indexing and minor increases in credit amounts to account for inflation. Benefit rules remain consistent, but your payment amount could shift if your net income or number of children changed relative to your last tax return.
Final Takeaway: Will You Receive It?
If you filed your 2024 tax return, are a resident of Canada, and your income and family situation meet CRA’s criteria, you’re likely eligible.
To benefit fully: make sure your direct deposit info is accurate, and verify your tax-filing status in your CRA account. Then watch for the deposit around October 5, 2025.
The GST/HST Credit may be quarterly — but it adds up. For families with children and lower incomes, the payment can provide a meaningful boost as the fall season begins.
